The Bank of Mum and Dad

18 04

Almost half of first time buyers now receive financial help from family members and this trend is set to grow. Unfortunately the trend of families falling out will also grow due to disputes as the correct paperwork to document the … Continue reading

What’s yours is mine?

The Government has now made it clear that they do not intend to pass any legislation in respect of the division of a house owned jointly between co-owners. Therefore co-owners still have to rely on a constructive trust. If you … Continue reading

Do you have a 5% deposit and want to buy a new build house…….?

10 02

If the answer is yes and you do have a 5% deposit for a new build house then the NewBuy Scheme could be for you. We are all aware that there has been a shortage in mortgage finance and the … Continue reading

Don’t let your money pour down the drain

09 02

Defects in drainage systems are a major cause of damage to a property but are often overlooked when buying a house. From 1st October 2011 the responsibility for many pipes connecting people’s toilets, sinks and baths to the public sewers … Continue reading

April Fools Day: No Win No Fee, act now!

28 01

In 2009 Lord Justice Jackson was tasked with conducting a review of civil litigation costs and the majority of his recommendations are due to be implemented in April this year. One of the major changes concerns the use of Conditional … Continue reading

Why you should make a lasting power of attorney

16 01

As people get older it may become increasingly difficult for them to manage their own affairs especially due to ill health or incapacity. Making a Lasting Power of Attorney will ensure that there is someone you can trust to manage … Continue reading

Flood risk & conveyancing

03 01

With as wet a twelve months as we’ve had you need to be sure about your insurance cover & flood risk. Most people don’t read that small print, dont think about the “what ifs” or potential risks especially with house … Continue reading

The New Criminal Injuries Compensation Scheme

02 12

The Criminal Injuries Compensation Scheme is a state funded scheme to compensate people who have been the innocent victims of a criminal assault and have suffered injury. The victims of crime have were able to recover compensation calculated by tariffs … Continue reading

Is the small business retail lease for you?

10 10

In July 2012, the RICS released a lease intended for small shop premises.  Its features include: ·      Maximum term of 5 years ·      All inclusive rental ·      Limited repairing obligation qualified by Schedule of Condition ·      Arbitration for disputes through … Continue reading

Minimum membership periods for gyms unfair

05 10

In the recent case of OFT v Ashbourne Management Services Ltd it was held that  payments without discount for early termination and minimum membership periods were unfair under the Unfair Terms in Consumer Contracts Regulations 1999. In brief, Ashbourne acts for over 700 … Continue reading